Recently I got a notice that Health Net was terminating my family’s medical insurance effective Jan. 1. They offered new “Covered California insurance plans” compliant with the Affordable Care Act to replace my existing coverage. Five tiers of service were outlined: Platinum, Gold, Silver, Bronze and Catastrophic. The Silver plan most closely matched our previous coverage.
To calculate the cost of this new plan, a Premium Rate Guide was provided. It is a multi-page chart listing rates for each age and different tables for Los Angeles, San Diego, Riverside, Orange and San Bernardino county residents.