Second Opinion is a weekly Q-and-A series that answers questions from San Diegans on the Affordable Care Act. Ask yours here.
The Question: Am I eligible for health insurance subsidies through Covered California if my employer’s coverage is too expensive?
Doug Blackwood and his wife live in Ocean Beach. He works in homeless services and she works in a restaurant. They don’t make a lot of money, but they have everything they need and have a great deal on rent in a neighborhood they love. At least right now.
Blackwood’s insurance premium and the couple’s rent will both go up 15 percent next year. And an initial estimate for his wife on Covered California put her premium at more than $600 month.
They’re hoping the estimate is wrong and that an Obamacare subsidy will help offset their added costs.
“We work hard. We don’t mind working hard. But we want the system to be equitable,” Blackwood said. “How can we make this work so that we’re able to maintain our house?”