San Diego Unified school board member and county supervisor candidate Shelia Jackson lost her home to foreclosure in 2007, she confirmed in an interview Thursday.

Jackson owed $15,336.86 in past due payments on the home, 4949 Deaton Drive, when she received a notice of default in June 2007, records show. Five months later, her lender repossessed the home.

Jackson purchased the property for $255,000 in July 2002. She then refinanced the property four times over the next four years, the last for $467,500 in November 2006.

Jackson said she “did not have the finances to keep the property” after the state cut funding for her teaching and administrative position with a math program. She said she couldn’t find another local job to supplement her district stipend (the school board is a part-time job that pays $1,500 a month) and Navy pension.


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“I decided to sacrifice and refinance my home to keep myself afloat,” Jackson said.

On a flyer supporting her county candidacy, she cites her oversight of the district’s $1.2 billion budget and $2.1 billion in facility renovations as one of her accomplishments.

Jackson said her foreclosure shouldn’t affect her campaign.

“There are several people in this economic climate who have gone through that process,” she said. “If no one who went through that process was qualified, then a lot of people couldn’t run.”

The foreclosure also shouldn’t cast doubt on her financial management of the school district or county, she said.

Jackson called personal and district finances “two totally different budgets.” School districts that have had to close facilities during the economic downturn overreached during better times as well, she said.

Jackson added she tried to work with her lender to modify her mortgage prior to the foreclosure, but the lender declined.

She said her foreclosure allowed her to have a better understanding of economic troubles experienced by her constituents.

“It was such a learning curve for me because I never experienced financial problems before,” she said.

After the foreclosure, Jackson downsized her home, moving to a rental property in Scripps Ranch. She now is renting at her current address in Valencia Park.

– LIAM DILLON and KELLY BENNETT

    This article relates to: Government, News

    Written by Dagny Salas

    Dagny Salas was web editor at Voice of San Diego from 2010 to 2013. She was an investigative fellow at VOSD from 2009 to 2010.